ABOUT US
YOUR GUIDE WHEN THE PATH IS UNKNOWN
Founded in 2012 by Jaimee Reed, Esq., Cairn Insurance Services, Inc. has grown almost exclusively from referrals. Not from cold calling. Not from mass marketing. We use the old-fashioned process of treating customers with the "Golden Rule" in mind, and we are always working to ensure insurance coverage is tailored to their unique needs.
As a brokerage firm we work for and serve you, the insured, not the insurer. We can assess the specific hazards, risks, and needs associated with your business in order to ensure that your company is protected in various ways, including from frivolous lawsuits.
​
WHAT YOU CAN EXPECT FROM OUR BROKERS
-
Complete representation of policies, commissions, and fees
-
Competitive integrity – we compete on the basis of the value of our products, services, and relationships
-
Personal responsibility and accountability
-
Prompt action and follow-up
-
Annual review of your policy and liability exposure
-
In-depth policy review
​​
ANNUAL REVIEW
It is extremely important to assess the need to shop around every year, because carrier preferences change frequently. We keep abreast of market changes and know the appropriate time to shop. There is no guarantee that the carrier with the best policy and/or price last year will be the best fit this year; conversely there might be reasons not to shop, which is why we assess first. We will ensure your business is adequately covered each year even as your exposures change over time.​
INSURANCE IS A RELATIONSHIP BUSINESS
Brokers receive the same rates from an insurance carrier, but not all brokers have access to the same carriers, markets, and relationships. We have access to top-rated providers of insurance through direct and wholesale relationships, which in turn grants us access to the most comprehensive policies at competitive rates. This allows us to find the coverage you need in a wide variety of admitted and surplus markets.
MEET YOUR NEXT & LAST BROKER
Jaimee Reed, Esq.
President / Senior Broker
​​
Jaimee obtained a B.S. in Economics from Dickinson College and her J.D. from the University of Pittsburgh School of Law. She practiced law in numerous capacities in three different states during her tenure as an attorney. In 2012, Jaimee decided to leave the traditional practice of law and founded Cairn Insurance Services, Inc. She has grown the company mostly through referrals due to her unique background, knowledge, professionalism, and passion. She strives to ensure every customer obtains the most comprehensive coverage for the lowest premium while assessing each client's needs and specific situation. Call Jaimee today to find out what she can do for your company.